This is Crazy

As announced by Statistics Canada May 18, 2022 the cost of living continues to rise at the fastest pace in decades, rising at a 6.8% annual pace in April.   The CBC blames global factors including the war in Ukraine disrupting…

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Inflation Worries

While a majority of households say they’ll be hurt by higher borrowing costs, they are much more concerned about the rising cost of living, according to polling late last month by Nanos Research Group for Bloomberg News. Almost nine in…

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Inflation: Supply Bottlenecks or Money Printing?

Two lines of thought exist on the subject of inflation   Economists at the Bank of Canada and some academics believe that supply-chain bottlenecks and labour shortages are behind Septembers 4.4 percent increase in the CPI.   Economists who have…

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Consider Freedom on Sept 20, 2021

If our culture of trust and freedom is to flourish, we individuals must live out a few certain simple principles.  Freedom is not the permission to do what we like, but the power to do what we ought.   Exercise…

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Are Higher Mortgage Rates on the Horizon?

Canadian households, wooed by historically low interest rates, have accumulated mortgage debt at a rate never seen in a recessionary period. Are they ready for higher mortgage interest rates? In a recently released joint whitepaper, Equifax Canada and CIBC take…

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