Month: December 2017

In Praise of Profit

It may be politically incorrect to say this today. But, that doesn’t make it any less true. It’s good when businesses make money. Profits are important to the Canadian economy. They’re what generate jobs. They’re the mainstay of prosperity for the middle class—and for all Canadians. It’s a fact all too often forgotten in today’s…

read more

GIVE – Just Do It

Some of the most troublesome aspects of gift giving are the materialism and commercialism that are so inextricably woven into the fabric of Christmas and the attendant pressure of giving gifts to others out of a sense of obligation, rather than freely out of love. While we can all identify with such pressure, it is…

read more

We’re on the Hook for the Lack of Prudence of Others!

As Canadian household debt hit an all-time high in 2017  a new study by TD Bank finds that 97% of Canadian homebuyers say they wish they’d factored in their other financial obligations when determining the mortgage they could afford. (Too bad their mortgage broker/architect/advisor was not required to factor these ‘obligations’ into their loan approval consideration either.) We…

read more