Month: November 2015

Alberta: It’s hidden under the mattress

In follow up to our August post on consumer delinquency rates TransUnion reported this week that Q3 2015 national delinquency rates (90+ days past due) came in at 2.60%, continuing to hover in that narrow range we’ve seen over the last year of 2.58% to 2.66%. What we find odd, albeit seductively interesting at the…

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Free-markets trump politics

President Barack Obama announced this past Friday the rejection of the Keystone XL pipeline proposal, saying the project “would not serve the interests of the United States.” The president cited concerns about the impact on the environment and a political climate that over-hyped the pipeline’s benefit. However, history shows that free markets have an interesting…

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